[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.digitus.cz\/i-pujcka-se-nekdy-hodi\/#Article","mainEntityOfPage":"https:\/\/www.digitus.cz\/i-pujcka-se-nekdy-hodi\/","headline":"I p\u016fj\u010dka se n\u011bkdy hod\u00ed","name":"I p\u016fj\u010dka se n\u011bkdy hod\u00ed","description":"Bez dostatku finan\u010dn\u00edch prost\u0159edk\u016f nen\u00ed \u017eivot rozhodn\u011b tak dokonal\u00fd, jak by m\u011bl b\u00fdt. A proto bychom t\u011b\u017eko hledali \u010dlov\u011bka, kter\u00fd by se s takov\u00fdm nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f spokojil a akceptoval by ho. My lid\u00e9 se mu sp\u00ed\u0161 sna\u017e\u00edme vyhnout, jak to jenom jde, a rozhodn\u011b se s n\u00edm nesmi\u0159ujeme. Ned\u00e1me si pokoj, dokud se z […]","datePublished":"2026-04-17","dateModified":"2026-04-17","author":{"@type":"Person","@id":"https:\/\/www.digitus.cz\/author\/#Person","name":"digitus.cz\n","url":"https:\/\/www.digitus.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/d2f205e1507a0401c7d467d32c87ccece0f63a45b81075bb691dbe8d4c823787?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"digitus.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/digitus.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppp_10_10_5.jpg","url":"https:\/\/digitus.cz\/wp-content\/uploads\/pppppppppppppppppppppppppppppppppppppppppppppppp_10_10_5.jpg","height":"","width":""},"url":"https:\/\/www.digitus.cz\/i-pujcka-se-nekdy-hodi\/","wordCount":430,"articleBody":"   Bez dostatku finan\u010dn\u00edch prost\u0159edk\u016f nen\u00ed \u017eivot rozhodn\u011b tak dokonal\u00fd, jak by m\u011bl b\u00fdt. A proto bychom t\u011b\u017eko hledali \u010dlov\u011bka, kter\u00fd by se s takov\u00fdm nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f spokojil a akceptoval by ho. My lid\u00e9 se mu sp\u00ed\u0161 sna\u017e\u00edme vyhnout, jak to jenom jde, a rozhodn\u011b se s n\u00edm nesmi\u0159ujeme. Ned\u00e1me si pokoj, dokud se z p\u0159\u00edpadn\u00fdch finan\u010dn\u00edch probl\u00e9m\u016f nedostaneme a nem\u00e1me se zase dob\u0159e.Ale cesta z finan\u010dn\u00edch probl\u00e9m\u016f existuje jenom jedin\u00e1. Mus\u00ed se sehnat dal\u0161\u00ed pen\u00edze. A ty n\u00e1m, jak je ka\u017ed\u00e9mu z n\u00e1s dob\u0159e zn\u00e1mo, obvykle nikdo ned\u00e1. Kdo je m\u00e1, ten se jich v n\u00e1\u0161 prosp\u011bch sotva z\u0159ekne. A proto n\u00e1m lidem \u010dasto nezb\u00fdv\u00e1 nic jin\u00e9ho, ne\u017e si n\u011bjak\u00e9 ty pen\u00edze aspo\u0148 od n\u011bkoho p\u016fj\u010dit. Proto\u017ee p\u016fj\u010dky nejen existuj\u00ed, ale tak\u00e9 je m\u016f\u017eeme dostat. Samoz\u0159ejm\u011b ale jenom tehdy, kdy\u017e akceptujeme jejich podm\u00ednky a prok\u00e1\u017eeme svoji bonitu.Tak\u017ee m\u00e1me na v\u00fdb\u011br z mnoha p\u016fj\u010dek. Pokud tedy jsme bonitn\u00ed, pokud m\u00e1me dost vysok\u00e9 p\u0159\u00edjmy a spolu s nimi \u010dist\u00e9 registry dlu\u017en\u00edk\u016f a dal\u0161\u00ed p\u0159ednosti. A kdy\u017e v tom zase a\u017e tak dob\u0159\u00ed nejsme? Pak se samoz\u0159ejm\u011b i okruh p\u016fj\u010dek, kter\u00e9 st\u00e1le je\u0161t\u011b m\u016f\u017eeme dostat, zu\u017euje. A nakonec abychom se za\u010dali ob\u00e1vat toho, jestli v\u016fbec n\u011bjakou p\u016fj\u010dku je\u0161t\u011b dostat m\u016f\u017eeme.A nakonec se v hor\u0161\u00edm p\u0159\u00edpad\u011b uk\u00e1\u017ee, \u017ee n\u00e1m u\u017e nikdo podobn\u00fdm zp\u016fsobem, tedy p\u016fj\u010dkou, nepom\u016f\u017ee. Ale to jedin\u011b tehdy, kdy\u017e nem\u00e1me ani \u017e\u00e1dnou vlastn\u00ed nemovitost. Pokud ji toti\u017e m\u00e1me, v\u017edycky je zp\u016fsob, jak se k p\u016fj\u010dce dostat. A tomu se \u0159\u00edk\u00e1 nebankovn\u00ed hypot\u00e9ka. Ano, je to pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ka, co n\u00e1m lidem pom\u016f\u017ee i tehdy, kdy\u017e m\u016f\u017eeme na v\u0161echny jin\u00e9 slu\u0161n\u00e9 p\u016fj\u010dky zapomenout. A to pr\u00e1v\u011b proto, \u017ee se za ni ru\u010d\u00ed nemovitost\u00ed, a t\u00edm p\u00e1dem jsou tolerov\u00e1ny na\u0161e jin\u00e9 nedostatky, kter\u00e9 m\u016f\u017eeme m\u00edt. A proto\u017ee se obejde takov\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f a nahl\u00ed\u017een\u00ed do registr\u016f dlu\u017en\u00edk\u016f, je ide\u00e1lem v\u0161ech, kdo by kv\u016fli takov\u00fdm nedostatk\u016fm jinde neusp\u011bli.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"I p\u016fj\u010dka se n\u011bkdy hod\u00ed","item":"https:\/\/www.digitus.cz\/i-pujcka-se-nekdy-hodi\/#breadcrumbitem"}]}]